Investor Profiler

The questions in this Investor Profiler Questionnaire are designed to help you understand your investment objectives and your investment personality. You may use this service to support your investment making decision. The result is an investment portfolio tailored to your needs.

1. Your Investment Time Horizon

a) During your working years, you will manage your savings and investment strategies. At your retirement, when you are ready to draw income from your savings portfolio, you will have the choice of continuing to manage your investments, or purchasing a lifetime pension. If you continue managing your portfolio, your investment horizon should reflect this. Given my investment horizon, I expect to hold my retirement portfolio for: Under 3 years 3 - 7 years 8 - 12 years 13 - 17 years 18 - 21 years More than 21 years

2. Your Financial Goals

b) What is your major goal for this retirement portfolio? The security of my retirement portfolio is my only priority. I do want my retirement portfolio to grow, but I'm not very comfortable with fluctuating returns. I want a balance between growth and security in my retirement portfolio with some protection. I'm more concerned with the growth of my portfolio and less worried about fluctuations in returns. My sole objective in my retirement portfolio is maximum growth over the long-term.

3. Your Personal Information

c) Which one of the following ranges includes your current age? under 30 30 to 39 40 to 49 50 to 59 60 to 69 70 to 79 Over 79

d) Which one of the following ranges includes your annual family income before taxes? under $50,000 $50,000 to $75,000 $75,001 to $100,000 $100,001 to $125,000 $125,001 to $150,000 over $150,000

e) After deducting any loan and mortgage balances, which one of the following ranges includes your immediate family's overall net worth? under $50,000 $50,000 to $100,000 $100,001 to $250,000 $250,001 to $500,000 $500,001 to $1,000,000 over $1,000,000

f) How would you rate your immediate family's overall financial situation? Unstable - We have next to no savings. Not very good - We have a fair amount of debt and little savings. Fairly good - We do have some debts but have been able to save a bit. Good - We have paid off most of our debts and are now saving quite regularly. Very good - We have few debts and are quite secure.

g) Other than your retirement portfolio in this plan, which of the following sources of income do you expect to have during your retirement years? (Check all that apply) rental property or the sale of a home. an inheritance. other savings, such as an individual RRSP or pension plan. spouse's savings or pension plan.

h) How would you rate your investment knowledge? Minimal - I consider my knowledge to be fairly limited. Modest - I've been investing for a few years and I sometimes read the business press. Moderate - I've been investing for several years within a broad range of different assets. Good - I've been investing for quite awhile and I've lived through at least one market downturn. Very good - I'm an experienced investor and am comfortable with market fluctuations.

4. Your Attitude Towards Risk

i) After a significant market decline, stock portfolios have historically taken an average of four years to recover lost value. Under the same circumstances, bond portfolios recover in an average of two years. Realizing that there will be occasional downturns in the market, how long a recovery period are you prepared to weather? less than three months three to six months six months to 1 year 1 to 2 years 2 to 3 years 3 years or more

j) Assuming that you are investing for the long term, what is the maximum drop in your portfolio's value that you could tolerate before feeling uncomfortable? I'd be uncomfortable with any loss. A 5% drop is all that I could live with. A 10% decline is something I could tolerate. A 15% drop would be about all I could stand. A 20% decline is pretty much my limit. A 25% decline is my absolute tolerance level.

k) You're offered two ways of collecting a bonus: either six months salary in cash or an option to purchase stock that has a 50-50 chance of either doubling in value or becoming worthless over the next year. Which would you take? I would definitely take the cash. I would probably take the cash. I'm not sure what I'd do. I would probably take the stock option. I would definitely take the stock option.

l) You're faced with a choice between greater job security with a small pay raise or a much higher pay raise but less job security. Which would you select? I would definitely choose greater job security. I would probably choose greater job security. I'm not sure what I'd do. I would probably choose the higher pay raise. I would definitely choose the higher pay raise.

m) Most investment decisions involve both the possibility of making money and a chance of losing all or a portion of it. For many investors, the possibility of losing a set amount is more significant than the possibility of making a corresponding profit. When making an important investment decision, which seems more significant to you? I would consider the potential loss first. I would consider the potential loss somewhat more. They're both about the same to me. I would consider the potential gain somewhat more. I would consider the potential gain first.

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